Individual Application

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Individual Application

Individual Application Form

How many individuals will be involved in this loan?*

Section 1
Introducer / Broker Details

Broker Name

Company Name

Contact details

Contact number

Email address

Name of network/club

Broker address

Section 2
About You

Title

Name

Date of birth

Martial status

UK right to reside

Yes No

Nationality

NI Number

Home number

Mobile number

Email address*

Section3

About your home & mortgage

Are you a

Home Owner Tenant Other

Current address

Previous 3 years of addresses

Section 4

Bank account details

Name of bank

Account name

Account number

Account sort code

Section 5

Job & income

Are you

Employed Self-employed Retired Unemployed

Are you

Permanent Part-time Contracting

Job title

Employer/business name & address

Basic salary (£)

Any bonus (£)

(specify in section 7)

Other income (£)

Do you own over 25% of any business?*

Yes No

(specify in section 7)

Section 7

Assets & liabilities (not property) statement

Statement financial position at

Total Value of Assets (£)

Total Value of Liabilities (£)

Estimated Value Total (£)

Purchase Price Total (£)

Current Debt Total (£)

Current Monthly Mortgage Payment Total (£)

Current Monthly Rent Received Total (£)

Section 8

Loan details

Loan amount required

Loan term

Required completion date

Arrangement purpose (please tick all that apply)

Purchase Re-mortgage Capital raising Other

Loan purpose breakdown

How will loan interest be funded?

Source of deposit

How will you repay the loan amount requested?

Why are you required a bridging loan and not a mortgage or other finance?

Property details

Property type

BTL Commercial HMO Mixed

Brief description of property

Property address

Estimated valuation

Purchase price (net)

Have you ever or a relative lived or intend to live at the property?

Yes No

Renovation needed?

Yes No

Do you have an additional security/property to add to your application?

Yes No

Section 9

Professional advisors / Solicitor details

Firm name

Solicitor name

Contact number

Email address

Company address

Section 10

Additional supporting documents

Please include and attach the below required documents to support your application:

Credit Report dated in the last week for all applicants (Experian, Equifax, TransUnion or Checkmyfile).

Last 6 months of bank statements for all applicants.

Unity Fonds prefers applicants to use Open Banking via this link https://secure.cohmoolah.com/?teamkey-958e9a870839904b1f0bebf09751ec827ee8 but scanned copies are acceptable.

Proof of address for every applicant (Bank statement or Utility bill).

Official photo ID, passport or driving license.

Proof of income.

Proof of funds for deposit and refurbishment works if applicable.

Individual Application Form

How many individuals will be involved in this loan?*

Section 1
Introducer / Broker Details

Contact Details

Name

Broker

Company

Contact Details

Contact details

Contact number

Email address

Name of network/club

Broker address

Section 2
About You

Title

First Name

Last Name

Date of birth

Martial status

UK right to reside

Yes No

Nationality

NI Number

Home number

Mobile number

Email address*

Section 3
About your home & mortgage

Are you a

Home Owner Tenant Other

Current address

Time lived at address:

Previous 3 years of addresses

Section 4
Bank account details

Name of bank

Account name

Account number

Account sort code

Section 5
Job & income

Are you

Employed Self-employed Retired Unemployed

Are you

Permanent Part-time Contracting

Job title

Time worked for employer:

Employer/business name & address

Basic salary (£)

Any bonus (£)

Other income (£)

Do you own over 25% of any business?*

Yes No

Section 6
Personal credit profile

Have you personally ever (check if Yes)

Failed to keep up repayments with any mortgage, rental, loan or any other credit agreement? Been bankrupt, reached an agreement with creditors or have any proceedings against you? Had a CCJ, debt or judgement held against you? Been refused a mortgage on this or any other property? Have you been convicted of any criminal offence(s) other than driving offences? Taken out or used a bridging loan in any way before? Provided a personal guarantee? Worked as a director or shareholder for a company that has been dissolved or struck off? Taken a payment holiday?

Section 7
Assets & liabilities statement

Statement financial position at

Assests / Equities / Investments (£)

Cash deposits

Public company shares

Debtors

Other investments

Personal effects / other assets
(e.g. personal belongings of value, jewellery, furniture, stamp collection, vehicles, etc.)

1st Asset

2nd Asset

3rd Asset

4th Asset

Total Value of Assets (£)

Liabilities

Current overdraft(s) usage

Credit card balance(s)

Unsecure loans

Hire purchases

Other liabilities
(e.g. Directors loan(s) or any other liabilities)

1st Liability

2nd Liability

3rd Liability

4th Liability

Total Value of Liabilities (£)

Property Assets & Liabilities

Property 1 Full Address

Property 1 in the name of

Property 1 Name of lender

Property 1 Estimated value (£)

Property 1 Year Purchased

Property 1 Purchase price (£)

Property 1 Current debt (£)

Property 1 Current monthly mortgage payment (£)

Property 1 Current monthly rent received (£)

Property 2 Full property address

Property 2 in the name of

Property 2 Name of lender

Property 2 Estimated value (£)

Property 2 Year Purchased

Property 2 Purchase price (£)

Property 2 Current debt (£)

Property 2 Current monthly mortgage payment (£)

Property 2 Current monthly rent received (£)

Give detiales other other properties in same format. Thanks

Estimated Value Total (£)

Purchase Price Total (£)

Current Debt Total (£)

Current Monthly Mortgage Payment Total (£)

Current Monthly Rent Received Total (£)

Section 8
Loan details

Loan amount required

Loan term

Required completion date

Arrangement purpose (please tick all that apply)

Purchase Re-mortgage Capital raising Other

Loan purpose breakdown

How will loan interest be funded?

Source of deposit

How will you repay the loan amount requested?

Why are you required a bridging loan and not a mortgage or other finance?

Property details

Property type

BTL Commercial HMO Mixed

Brief description of property

Property address

Estimated valuation

Purchase price (net)

Have you ever or a relative lived or intend to live at the property?

Yes No

Renovation needed?

Yes No

Do you have an additional security/property to add to your application?

Yes No

Section 9
Professional advisors / Solicitor details

Firm name

Solicitor name

Contact number

Email address

Company address

Section 10
Additional supporting documents

Please include and attach the below required documents to support your application:

Credit Report dated in the last week for all applicants (Experian, Equifax, TransUnion or Checkmyfile). Last 6 months of bank statements for all applicants. Unity Fonds prefers applicants to use Open Banking via this link https://secure.cohmoolah.com/?teamkey-958e9a870839904b1f0bebf09751ec827ee8 but scanned copies are acceptable. Proof of address for every applicant (Bank statement or Utility bill). Official photo ID, passport or driving license. Proof of income. Proof of funds for deposit and refurbishment works if applicable.

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Section 11
Additional Information

Please enter any additional information

Section 12
Declaration & Consent

I/We confirm that all the information I/we have given to Unity Fonds, both within this application form and by any other means, including verbally, is true and accurate to the best of my/our knowledge.

If there are any subsequent changes to any of the information, either before or after the loan is completed, I/we will inform Unity Fonds immediately.

I/We acknowledge that Unity Fonds will process my/our personal data in accordance with the Data Protection Act 2018. I/We have read the company’s Customer Privacy Notice providing me/us with information about how my/our data is processed and my/our rights in this regard.

I/We authorise Unity Fonds or any associated third parties to make any necessary searches or enquiries when assessing my/our application. This includes, but is not limited to, review of identification documents, such as passport or driving licence, proof of residence, and financial records. I/We agree to such searches also being carried out electronically via anti-money laundering software platforms. Unity Fonds may check my/our data supplied by credit reference agencies and fraud prevention agencies.

I/we acknowledge that Unity Fonds is supervised by the Financial Conduct Authority (FCA) for anti-money laundering only. Unity Fonds is NOT authorised by the FCA and its activities do not fall within the provisions of the Consumer Credit Act 1974 (as amended). I/We understand therefore that no loan provided by Unity Fonds will be regulated either by the FCA or any other regulatory authority. Furthermore, the Financial Ombudsman Service will not be able to settle a dispute with Unity Fonds and the Financial Services Compensation Scheme will not be able to consider a claim against Unity Fonds if it fails.

I am/we are aware that if I/we give false or inaccurate information and Unity Fonds suspects fraud, it will record and report this. I/we understand that credit reference agencies and fraud prevention agencies will share information and also report suspected fraudulent activity to the relevant authorities.

I/We give consent for Unity Fonds and their solicitors to apply to the Land Registry / Land Charges Registry for a search of the index of personal names in Land Registry form PN1.

I/We acknowledge that in the event a loan provided by Unity Fonds is secured against residential property I/we will NOT be permitted to reside in the property at any time now or in the future. I/we further acknowledge that this exclusion is extended to any Connected Person of mine/ours. This includes a spouse, parent, brother, sister, child, grandparent or grandchild, or any other person whose relationship with me/us has the characteristics of the relationship between husband and wife.

For joint/multiple applicants, we understand that all parties are both jointly and severally liable for all obligations set out in the application form.

Director / Shareholder / Guarantor Name

Uploade picture of Your Signature

Date

Marketing

From time to time, Unity Fonds wish to contact you about products or services which it believes may be appropriate for you.

Please confirm your marketing preferences below

Please tick this box if you consent to us contacting you for marketing purposes Please tick this box if you consent to any company associated with us contacting you for marketing purposes

Please indicate below how you would prefer to be contacted. Tick all that apply.

Post Email Phone Text

To submit application:*

Unity Fonds, Company Registration No: 10078955 - Registered Office: 21 Daylesford Crescent Cheadle Cheshire SK8 1LQ

I consent to receive emails from Unity Fonds in order to process my application.

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